Are you eligible for a brand new Marriott Bonvoy card? This chart tells you sure or no

Editor’s observe: This publish is frequently up to date with new data.

---

When Marriott acquired Starwood Most well-liked Visitor a number of years in the past, it merged three separate loyalty packages — SPG, Ritz-Carlton Rewards and Marriott Rewards — into the brand new Marriott Bonvoy program, changing into a large rewards program with a worldwide footprint of motels and resorts.

This streamlined branding has helped reduce confusion, and new cardholders have benefited from new perks and welcome bonuses, because of Marriott’s numerous bank card portfolio.

Not solely are there a ton of properties to select from, however Marriott Bonvoy additionally gives a complete of six bank cards (one enterprise, 5 private) from two issuers (American Specific and Chase).

Earlier than making use of for any of those playing cards, you’ll wish to verify our information to bank card software eligibility restrictions. The necessities range relying on the cardboard, and there’s not quite a lot of logic at play right here.

Associated: The most effective Marriott bank cards

When you’re inquisitive about buying one of many six Bonvoy-branded playing cards presently obtainable to new candidates, use this cheat sheet to see when you’ll be capable to apply primarily based on which playing cards you’ve had or presently have — together with playing cards that now not exist.

 

Present Marriott Bonvoy welcome gives

Earlier than we start, let’s overview the present welcome gives on all six of Marriott’s bank cards:

Marriott Bonvoy Bevy American Specific® Card

Candidates can earn 125,000 bonus factors after spending $4,000 on purchases inside the first three months of card membership.

TPG values Marriott factors at 0.84 cents every, making this bonus value $1,050. Cardholders additionally obtain automated Gold Elite standing with Marriott Bonvoy. The cardboard’s annual payment is $250 (see charges and costs). For extra particulars, learn our Marriott Bonvoy Bevy bank card overview.

Official software hyperlink: Marriott Bonvoy Bevy American Specific Card

Marriott Bonvoy Daring Credit score Card

Candidates can earn 30,000 bonus factors after spending $1,000 on purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value $252. Cardholders additionally obtain automated Silver Elite standing with Marriott Bonvoy. The cardboard has no annual payment. For extra particulars, learn our Marriott Bonvoy Daring bank card overview.

Official software hyperlink: Marriott Bonvoy Daring Credit score Card

Marriott Bonvoy Boundless Credit score Card

Candidates can earn three free night time awards (every night time valued at as much as 50,000 factors) after spending $3,000 on purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value as much as $1,260. Cardholders additionally obtain automated Silver Elite standing with Marriott Bonvoy. The cardboard has a $95 annual payment. For extra particulars, learn our Marriott Bonvoy Boundless bank card overview.

Official software hyperlink: Marriott Bonvoy Boundless Credit score Card

Marriott Bonvoy Bountiful Card

Candidates can earn 125,000 bonus factors after spending $4,000 on purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value $1,050. Cardholders additionally obtain automated Gold Elite standing with Marriott Bonvoy. The cardboard has an annual payment of $250. For extra particulars, learn our Marriott Bonvoy Bountiful bank card overview.

The data for the Marriott Bonvoy Bountiful card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Marriott Bonvoy Sensible American Specific® Card

Candidates can earn 150,000 bonus factors after spending $5,000 on eligible purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value $1,260. Cardholders additionally obtain automated Platinum Elite standing. The cardboard has an annual payment of $650 (see charges and costs). For extra particulars, learn our Marriott Bonvoy Sensible bank card overview.

Official software hyperlink: Marriott Bonvoy Sensible American Specific Card

Marriott Bonvoy Enterprise® American Specific® Card

Candidates can earn 75,000 bonus factors after spending $3,000 on purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value $630. Cardholders additionally obtain automated Gold Elite standing. The cardboard has an annual payment of $125 (see charges and costs). For extra particulars, learn our Marriott Bonvoy Enterprise bank card overview.

Official software hyperlink: Marriott Bonvoy Enterprise American Specific Card

 

Marriott Bonvoy card eligibility chart

Throughout the highest, you’ll discover the identify of the Marriott bank cards you could presently apply for. Down the left facet, you’ll discover the names of present and former Marriott bank cards you might have or could have had up to now.

Right here’s what the data within the chart signifies:

• OK: You must be capable to get the welcome bonus from this card when you apply and are authorized.
• N/A: You have already got this card or have had this card earlier than.
• 30 days: You can not have or have had this card up to now 30 days.
• 90 days: You can not have opened this bank card within the final 90 days (however you’ll be able to have the cardboard if it was opened greater than 90 days in the past).
• 24 months: You can not have acquired a welcome bonus or improve bonus on this card within the final 24 months (however you’ll be able to have the cardboard).
• Shut: You can not presently have this card or have acquired a welcome bonus for it within the final 24 months.

 

Reminder about earlier SPG bank cards

When you’re questioning the place the SPG bank cards from American Specific are on the above chart, do not forget that these had been transformed to Bonvoy-branded playing cards. The three Amex playing cards close to the underside of the far-left column are the SPG playing cards with their up to date branding. As a refresher, right here’s how the SPG Amex playing cards transformed to Bonvoy Amex names:

• The Starwood Most well-liked Visitor Card from American Specific grew to become the Marriott Bonvoy American Specific Card (now not open to new candidates).
• The Starwood Most well-liked Visitor Luxurious Card from American Specific grew to become the Marriott Bonvoy Sensible American Specific Card.
• The Starwood Most well-liked Visitor Enterprise Card from American Specific grew to become the Marriott Bonvoy Enterprise American Specific Card.

Remember the fact that Amex and Chase supply card bonus qualification instruments on their web sites, and these ought to let whether or not or not you’ll be able to efficiently apply for a card and earn the welcome bonus earlier than the system runs your credit score and also you formally apply for the cardboard.

However a sound journey rewards card technique contains some planning, so when you’re inquisitive about considered one of these playing cards, you may as properly seek the advice of the chart above.

Associated: Does it is sensible to carry a number of Marriott Bonvoy playing cards?

 

Reminder about playing cards closed to new candidates

From the chart above, you most likely seen that six playing cards throughout the highest can be found for brand spanking new purposes, but the column on the left lists many extra playing cards. That’s as a result of there are a number of playing cards now not obtainable to new candidates.

An excellent instance is the Ritz-Carlton bank card. This card is issued by Chase and is now not obtainable to new candidates, however you’ll be able to change to this card from one other Marriott bank card. And though it’s not open to new candidates, playing cards just like the Ritz-Carlton bank card and different Marriott-branded or SPG-branded playing cards you had up to now can nonetheless play a job in figuring out which present Marriott bank cards you’re eligible for in the present day.

With a view to perceive which card bonuses chances are you’ll be eligible for, it’s vital to take a look at accounts you had up to now and discover the dates you closed these accounts and the dates on which you acquired sign-up bonuses. When you’re not sure, yow will discover this data by contacting the cardboard issuer by way of chat, safe message on-line or by calling customer support.

 

Chase 5/24 rule

One other restriction to be conscious of is Chase’s notorious 5/24 rule. Irrespective of how nice your credit score rating is, you doubtless received’t qualify for any Chase-issued card — on this case, the Boundless, Bountiful and Daring — when you’ve opened 5 or extra bank cards up to now 24 months.

When you’re presently over your 5/24 slots, you might nonetheless qualify for the Sensible, Bevy or Enterprise playing cards from Amex — as long as you meet the opposite eligibility restrictions famous above.

Associated: The most effective methods to make use of your Chase 5/24 slots

 

Amex eligibility pop-up window and bonus restrictions

When you resolve to use for a card with American Specific, there’s a bonus eligibility pop-up window that can advise you — earlier than submitting your software — when you aren’t eligible for a welcome bonus on a card. That manner, you’ll be able to resolve whether or not to proceed with the appliance when you received’t be capable to obtain the welcome bonus.

This may be useful when you aren’t certain whether or not you’re eligible for a brand new cardmember bonus with American Specific and wish to begin an software to seek out out however don’t wish to submit it till you’ve confirmed your bonus eligibility.

Moreover, do not forget that Amex has once-per-lifetime bonus restrictions. Which means that you could be not be capable to get a bonus on a bank card software when you had that card up to now. This will even apply to earlier variations of a bank card, similar to doubtlessly being ineligible for a bonus on the Bonvoy Sensible Amex card when you beforehand had the SPG Luxurious card from American Specific.

Backside line

Marriott gives a number of nice playing cards with sturdy welcome bonuses and extremely precious free night time certificates. Sadly, the appliance guidelines are fairly difficult as it’s essential to steadiness issuer-specific guidelines with further restrictions across the Marriott card household. The chart above could make issues clearer and assist you perceive whether or not you’re eligible for a welcome bonus on a Marriott bank card.